Long Term Care Insurance
Consider your future health care needs.
Your need for healthcare and personal care as you age. Whether it is minor health issues, an unexpected health event or accident, or chronic health problems, it is a fact that as Canadians, we are living longer than ever before.
As you build your retirement income plan, it is important to consider both lifestyle and life stage choices.
| Stage 1 | Independence | You are self-sufficient There is no immediate impact on your family |
| Stage 2 | Interdependence | Some health issues interfere with daily living Family members begin to help out more |
| Stage 3 | Supportive Living | Starting to become more dependent on others Both family support and some formal care are in place The funding is all on you |
| Stage 4 | Crisis Management | You are dependent on others for most of your care due to multiple health and personal care needs Formal home care may be insufficient or too expensive |
| Stage 5 | Dependence | Admittance to a long-term care facility is required Safety is an issue without 24 hour care |
The 5 stages of care were developed by Dr. Mark Frankel.
Link to: Disability Insurance
Disability Insurance
Protect your income if you become disabled and cannot work.
Link to: Corporate Buy-Sell Insurance
Corporate Buy-Sell Insurance
Avoid potential business disruptions.
Link to: Pension Maximization
Pension Maximization
Get the most out of your pension.
Link to: Corporate Insured Retirement Plan
Corporate Insured Retirement Plan
Businesses need security and income.
Link to: Family Insurance
Family Insurance
Protect what matters most: your family.
Link to: Debt Insurance
Debt Insurance
Insure your outstanding financial commitments and protect your loved ones from the burden of debt.
Link to: Critical Illness Insurance
Critical Illness Insurance
Coverage while you recover from a serious illness.