Long Term Care Insurance
Consider your future health care needs.
A pension maximization strategy is a cash flow analysis that is used to determine whether a retiree’s pension dollars can be stretched further with the purchase of a life insurance policy.
The goal is to replace the spousal payout from the pension with a death benefit that will at least equal the amount that would have been paid out on an after-tax basis following the death of the retiree.
The retiree chooses to receive the single life payout and uses the differential dollar amount between the single and joint life payout to purchase permanent life insurance.
Consider your future health care needs.
Protect your income if you become disabled and cannot work.
Avoid potential business disruptions.
Get the most out of your pension.
Businesses need security and income.
Protect what matters most: your family.
Insure your outstanding financial commitments and protect your loved ones from the burden of debt.
Coverage while you recover from a serious illness.